When it comes to car insurance, Geico is a household name that has been around for decades. Founded in 1936, the company has grown to become the second-largest auto insurer in the United States, known for its catchy commercials featuring a gecko, cavemen, and other memorable characters. In this article, we’ll take a closer look at Geico car insurance and what sets it apart from the competition.
Pricing
One of the main reasons people choose Geico for car insurance is its competitive pricing. The company offers a variety of discounts that can help customers save money on their premiums. Some of the most popular discounts include:
- Multi-policy discount: If you have multiple policies with Geico, such as car and home insurance, you can save up to 25% on your premiums.
- Safe driver discount: If you have a clean driving record for five years, you can save up to 26% on your premiums.
- Good student discount: If you’re a full-time student with good grades, you can save up to 15% on your premiums.
- Military discount: If you’re an active-duty or retired member of the military, you can save up to 15% on your premiums.
Coverage
Geico offers a wide range of coverage options for car insurance, including:
- Liability coverage: This covers bodily injury and property damage that you may cause to others while driving.
- Collision coverage: This covers damage to your vehicle if you’re in an accident with another vehicle or object.
- Comprehensive coverage: This covers damage to your vehicle from non-collision events, such as theft, vandalism, and weather-related incidents.
- Medical payments coverage: This covers medical expenses for you and your passengers if you’re in an accident.
- Uninsured/underinsured motorist coverage: This covers you if you’re in an accident with a driver who doesn’t have enough insurance to cover the damages.
Customer Service
Geico is known for its excellent customer service, with a 24/7 customer service hotline and an easy-to-use website that allows customers to manage their policies online. The company also has a mobile app that lets customers access their policies, make payments, and file claims from their smartphones.
Overall, Geico car insurance is a solid choice for anyone looking for affordable coverage with excellent customer service. With a variety of discounts and coverage options to choose from, Geico makes it easy to find a policy that fits your needs and budget. Whether you’re a new driver or a seasoned pro, Geico is definitely worth considering for your car insurance needs.